BORISOVA, T. FINANCIAL NEEDS ANALYSIS OF FARMERS AS A FACTOR TO DIFFERENTIATE THE PRODUCT POSITIONING OF COMMERCIAL BANKS. Journal of Management Sciences and Applications, [S. l.], v. 4, n. 1, p. 72–81, 2025. Disponível em: https://jomsa.science/index.php/jomsa/article/view/106. Acesso em: 20 may. 2026.